To all users of this
"MetLife" means Metropolitan Life Insurance Company and its
"Web Site" includes this and any MetLife web sites linked to it, but does not
include any non-MetLife web sites (even if linked to or framed by this Web
Authorized access and use only.
Only those associates and other
individuals authorized by MetLife are permitted to access and use this Web
Site. Users must maintain in strictest confidence and not improperly use
or disclose any private or other confidential information of MetLife, any
MetLife customer or any other person. MetLife is not liable for any loss
arising out of any unauthorized access to or use of this Web Site by any
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Copyright, trademarks, service marks.
Metropolitan Life Insurance Company is
the copyright owner of all text contained on this Web Site. United Feature
Syndicate, Inc. is the copyright owner of all PEANUTS®
characters and graphics contained on this Web Site. METLIFE®,
METLIFE ONLINE®, LIFE ADVICE®, have you met life
today?® and other trademarks and service marks of Metropolitan
Life Insurance Company, or its subsidiaries or affiliates that may be
referred to on this Web Site are the property of Metropolitan Life
Insurance Company or one of its subsidiaries or affiliates. Other parties'
trademarks and services marks that may be referred to are the property of
their respective owners. Nothing on this Web Site should be construed as
granting, by implication, estoppel, or otherwise, any license or right to
use any trademark without our written permission. The name of MetLife,
Inc., Metropolitan Life Insurance Company, MetLife or our logo may not be
used in any way, including in advertising or publicity pertaining to
distribution of materials on this Web Site, without prior written
permission. You are not authorized to use our logo as a hyperlink to this
Web Site unless you obtain our written permission in
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Web Site materials are not advice.
The materials on this Web Site are
not a substitute for obtaining legal, tax or other professional advice
from your advisors. By making this Web Site available to you, MetLife is
not engaged in rendering any such professional advice.
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Links to other web sites.
PLEASE BE AWARE THAT THIS WEB SITE
CONTAINS LINKS TO WEB SITES OF THIRD PARTIES WHO ARE NOT AFFILIATED WITH
provide you with access to web sites of third party vendors or providers
of information ("Vendor Web Sites"). For this purpose MetLife has entered
into agreements with certain third party vendors in regard to such Vendor
Web Sites. Vendor Web Sites generally provide information about, or make
available financial, insurance or similar products and services. Any links
from this Web Site to Vendor Web Sites and any framing of Vendor Web Sites
by MetLife are provided for the convenience of the users of this Web Site.
However, the contents of such Vendor Web Sites are under the control of
third parties and MetLife does not sponsor or operate those web sites, nor
is MetLife affiliated with the owners of those web sites, nor does MetLife
sponsor, insure or produce any of the non-MetLife products or services
referred to on such Vendor Web Sites.
Links from this
Web Site to third party web sites, other than Vendor Web Sites, are
provided solely for the convenience of the users of this Web Site. The
contents of any such web sites are under the control of third parties, and
MetLife does not have any association whatsoever with such web sites or
with the third parties for purposes of such web sites, unless expressly
MetLife reserves the right to
terminate a link to any web site at any time.
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MetLife uses no encryption (data scrambling) on certain
portions of our Web Site, and up to 128-bit encryption on other portions.
Any security measures provided on this Web Site by MetLife, for example,
those to help protect privacy or for other purposes, are for use of this
Web Site and not for use of other web sites even if linked to or framed by
this Web Site. In addition, the types of security measures may vary from
one part of this Web Site to another.
MetLife cannot protect all
electronic mail correspondence (e-mail) sent to or from MetLife in
connection with this Web Site. In addition, your internet service provider
or other parties may have their own security policies and procedures
respecting (a) e-mail delivered on or through their e-mail systems;
and/or; (b) other matters which impact your use of this Web Site. You
should contact MetLife customer service if you have questions about
security on this Web Site. You may also want to contact your internet
service provider or other appropriate parties if you have questions about
their security practices.
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Availability of benefits products.
This Web Site contains information
about MetLife insurance and other MetLife products and/or about your
benefits. This information pertains only to the United States unless
expressly stated. MetLife products are generally unavailable outside the
United States and not all insurance and benefits are available in all
Copying and linking to this Web Site.
The content of this Web Site is
copyrighted and protected by U.S. and worldwide copyright laws and treaty
provisions. In addition, this content is protected by trademark laws, the
laws of privacy and publicity, and communication regulations and statutes.
You are not authorized to post on or transmit to or from this Web Site any
unlawful, threatening, libelous, defamatory, obscene, scandalous,
inflammatory, pornographic, or profane material, or any other content that
could give rise to any civil or criminal liability under the law. You may
copy information contained in this Web Site as expressly provided for on
the Web Site and for your personal use only, but you may not reproduce or
distribute the text or graphics to others or substantially copy the
Applicable terms and conditions.
You are authorized to use this
Web Site only in accordance with (a) the terms and conditions of these
applicable authorizations, agreements, and applications provided by
MetLife, and, (d) all applicable laws. Such laws may include but are not
limited to those relating to electronic signatures, records and
transactions, privacy and confidentiality, discrimination, insurance, and
the Employee Retirement Income Security Act of 1974, as amended
Other applicable legal notices are
located on the MetLife Online web site at http://www.metlife.com/Docs/notices.html, provided,
controlling for this Web Site only. Within this Web Site there may be
legal notices on a web page which are intended to specifically apply to an
affiliate of Metropolitan Life Insurance Company ("Affiliate Legal
Affiliate Legal Notice is controlling.
Benefit plan documents, insurance
policies and certificates.
content of this Web Site is provided for your information and convenience.
If you are covered or become covered for benefits, the terms and
conditions of your coverage are determined by the applicable benefit plan
documents and/or MetLife insurance policy, contract, certificate, or other
MetLife documents. In the event of any conflict with the content of this
Web Site, the applicable benefit plan or MetLife documents shall be
controlling. You can obtain copies or instructions on how to obtain copies
of those documents from MetLife.
Other channels or sources.
content and functions available on this Web
Site may also be available through other channels or sources. If you want
more information about this you may contact the HR Service Center at
UNDER NO CIRCUMSTANCES SHALL METLIFE BE LIABLE FOR ANY
DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES THAT MAY
ARISE FROM YOUR USE OF, OR INABILITY TO USE, THIS WEB SITE. Some
jurisdictions do not allow the exclusion or limitation of liability for
consequential or incidental damages. In such jurisdictions, the liability
of MetLife is limited to the greatest extent permitted by law.
THIS WEB SITE CONTENT IS PROVIDED
"AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED,
INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND
FITNESS FOR A PARTICULAR PURPOSE.
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Some information on Web Site not up to
Some information on this Web Site
may not be up to date. If you have questions about how current the
information is or about specific information on the Web Site, please call
MetLife at 1-877-9MetWeb (1-877-963-8932).
Insurance Company, NAIC Company Code Number 65978, is licensed to do
business in all fifty states, the District of Columbia, Puerto Rico, and
the Virgin Islands. Metropolitan Life Insurance Company is a domiciliary
of, and has its principal place of business in, the State of New
Copyright © 2000, 2002, 2004
Metropolitan Life Insurance Company
200 Park Avenue, New York, NY
All Rights Reserved
PEANUTS Copyright United Feature
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